Tshumu Advisory & Consulting · Johannesburg, South Africa

Run better. Grow smarter.

We help businesses untangle how they work, cutting waste, wiring in smart systems and sharpening the numbers, so the same team gets more done and profit grows with confidence. Plain advice, real results.

By Thabang Mmutlane, Managing Director. Sixteen years running large operations, now working for businesses the size of yours.

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Chapter I

Many moving parts.

Most businesses are not badly run. They are just running six half-connected processes that nobody has drawn on one page. Work gets handed sideways, twice. Numbers arrive late. Everybody is busy and nothing compounds.

That is the whole job. Draw it once, cut what is not earning its place, and leave behind one measured, repeatable flow.

Fig. 1. Six part-connected processes, and the one flow they should have been.

Chapter II

Four ways
we help.

Read across. Most engagements start with one of these and pull in a second within a quarter, because the four are not really separable.

i

Flow

Make your work flow better

We look at how your day actually runs, find what is slowing you down or quietly costing money, and simplify it, so the same team gets more done with less friction.

Method: Lean Six Sigma

ii

Systems

Put smart systems to work

We help you bring in simple tools and automation that cut out repetitive manual work. Fewer errors, less busywork, more time for the things only people can do.

Scope: tooling, handoffs, reporting

iii

Numbers

Make confident money decisions

A clear picture of your numbers and straightforward advice you can act on, so you spend wisely, grow steadily and earn the trust of partners and lenders.

Basis: P&L responsibility at scale

iv

Wealth

Grow and protect what you build

Wealth management and personal finance guidance for you and your family. Planning, saving and investing, protecting what you have built, and preparing for what comes next.

Licensing: FAIS RE 1 & RE 5

Sectors we have worked across: retail and trade, manufacturing, hospitality and food, professional services, logistics, health and wellness, financial services, and early-stage firms.

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Chapter III

A partner who sticks around.

A simple loop, run with you rather than at you. We do not hand over a slide deck and disappear, which is the single most common complaint we hear about the last firm somebody used.

  1. We listen.We get to know the business and where it actually hurts, which is rarely where the first meeting says it is.
  2. We plan.A short, practical plan that fits your size, your season and your people. Not a template.
  3. We help you do it.We roll up our sleeves and put it in place with you, because a plan nobody implements is an invoice.
  4. We check it works.We track what changed, and keep improving it with you. Then the loop runs again.
The Tshumu approach mark: a four-part loop.
Fig. 2. The loop, as it is drawn in the brand mark. It closes on purpose.
  • 10 to 30%Lower costs. Trimming waste and overhead across operations.
  • 20 to 40%More efficient. The same team, more done, less overtime.
  • CompoundingBetter systems turn into steadier profit, quarter on quarter.

Run by somebody with board-level governance training and an MBA in progress at GIBS, which is the difference between advice that sounds right and advice that survives a board pack.

Ranges reflect the spread across previous operational engagements. Your result depends on where you are starting from, and we will say so before you commit.

Many moving parts. One measured, repeatable flow.

Chapter IV

The receipts.

Everything the margin has been collecting while you read. It is not a slide deck and it is not a promise. It is what has already been done, where, and when.

  1. 16+ yearsFinancial services leadership and advisory2009 to now
  2. R600m+Annual P&L responsibility across regionsOperating scale
  3. MBAGIBS Business School, in progress2026
  4. Certified Professional DirectorDirectors' Association2025
  5. Lean Six Sigma Green BeltSix Sigma Academy, Amsterdam2024
  6. Adv. Diploma, General ManagementGIBS Business School2023
  7. BA, Politics, Philosophy & EconomicsUniversity of South Africa2019
  8. FAIS RE 1 & RE 5Moonstone regulatory examinations2017 & 2025

Board governance, regulatory examinations, process engineering and a live P&L. The reason the advice is plain is that it comes from having had to run the thing.

Chapter V

Your money. Your future. Your plan.

Seven questions, about three minutes. There are no right or wrong answers. The purpose is to surface gaps you may not have considered, and you get the result on this page.

Seven questions · About three minutes · A clearer picture

There are no right or wrong answers. The purpose is to identify potential gaps you may not have considered.

Your result is shown at the end of the assessment.

Question 1 of 7

Your Financial Readiness Result is ready.

Enter your details below to receive your personalised result and discover the areas of your financial plan that may need attention.

What would you most like help with? Optional, choose any

This assessment is a general guide and does not constitute financial advice as contemplated in the Financial Advisory and Intermediary Services (FAIS) Act. Your details are used only to send your result and to contact you about it.

Colophon

Tell us what is not working.

The first conversation is free and it is a conversation, not a pitch. Use the form to request a review, or take the readiness assessment and we will start from your result.

Call+27 72 655 8811 Emailthabangm@tshumu.com Based inSouth Africa. Working nationally.

© 2026 Tshumu Advisory & Consulting. Set in Zodiak and General Sans.